The First Step

Buying Or Building A Modular Or Manufactured Home Can Be A Confusing Process ... People Ask Us, "What Should I Do First?"

     There are two things you should do first.

1. Educate yourself

     Sure, there's a lot of information out there. It's a lot of work. But the rewards are worth it.

     On this website, we provide a number of articles that will help educate you.

2. Improve Your Credit Score

     Unless you're going to pay cash for your manufactured or modular home, you need to find financing.

     Not always an easy thing to do.

     If you're going to need to get a loan, your Credit Score is going to make a big difference whether or not you get the loan -- plus, it's going to affect how much that loan is going to cost you.

     Credit reports are inaccurate most of the time. Usually, this hurts you. You should get a copy of your credit report at least twice a year -- and make sure it's accurate.

     If you have a less-than-ideal score, it's time to get to work to improve it. There are many ways to do this. This website will list a number of ways, and offer outside services if you'd rather go that way.

     The point is, start improving your credit score now. Don't wait. It takes time, sometimes months. By improving your score, you'll get a loan easier. And you will pay less in interest and in fees.

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